Business Funding
Explore capital for equipment, inventory, expansion, a new contract, or another planned business expense.
Learn about business fundingABOUT COSTA MESA CAPITAL
Clear funding conversations for business owners in Irvine and throughout Orange County.
START WITH YOUR BUSINESS
You know where you want your business to go. Our role is to help you explore the capital you may need to get there.
Costa Mesa Capital focuses on business funding, working capital, and business lines of credit. We begin with the reason you need funds, the amount you are considering, and how a payment may fit your cash flow.
We also encourage every business owner to review the total repayment, fees, payment schedule, and lender terms before making a decision.
WHAT WE HELP YOU EXPLORE
The right discussion starts with what the funds will do for your business.
Explore capital for equipment, inventory, expansion, a new contract, or another planned business expense.
Learn about business fundingExplore funds for payroll, supplies, vendor bills, seasonal demand, or a short-term cash-flow gap.
Learn about working capitalExplore flexible access to funds for recurring expenses, changing needs, or unexpected business costs.
Learn about lines of creditAvailability, amounts, costs, and terms depend on the product, lender review, and your business information.
OUR APPROACH
Business lending decisions should be based on understandable numbers and terms. These four questions help keep the conversation focused.
Define the purpose and the amount before comparing options.
Review the full repayment amount, interest or factor, and every fee.
Confirm the payment amount, frequency, due dates, and early payoff terms.
Consider whether the business can manage payments during slower periods.
INTERACTIVE FUNDING CHECKLIST
Select each item you already have. This checklist helps you organize the basic information that may come up during a business lending discussion.
This checklist does not determine eligibility or approval. Requirements vary by lender and funding product.
IRVINE & ORANGE COUNTY
Costa Mesa Capital works with business owners in Irvine, Costa Mesa, Newport Beach, Tustin, Santa Ana, Huntington Beach, Fountain Valley, Orange, Lake Forest, Mission Viejo, Laguna Niguel, and nearby Orange County communities.
Whether you run a service company, retail store, restaurant, professional office, construction business, or online operation, the discussion begins with how your business works and what it needs next.
LET’S PLAN YOUR NEXT MOVE
Tell us what you need. We’ll help you explore the next step.